What is the penalty if it is discovered that a player has 16 clubs, including two putters, in her bag during stroke play?

The situation described involves a violation of the rules of golf regarding the maximum number of clubs a player may carry during a round. According to the rules, a player is allowed to carry a maximum of 14 clubs in their bag. If a player has more than this limit, it results in penalties.

When a player has a total of 16 clubs, which includes two putters, they are exceeding the limit by two clubs. The penalty for carrying more than the allowed number of clubs in stroke play is significant. Specifically, the player incurs a penalty of two strokes for each hole they play with the excess clubs, with a maximum penalty of four strokes for the entire round. This is why the correct answer involves a four-stroke penalty.

Understanding this rule is crucial for players to avoid penalties that can drastically affect their game scores. Players should always check their bags before a round to ensure they are within the club limit, as awareness of the rules can help maintain fair play and uphold the integrity of the game.